The Sauna Republic

Questions? Talk to a Wellness Expert (Toll-Free)

📞 (888)-833-2305
● 7 Days a Week | 9AM-5PM EST

Buy Now, Pay Later with Shop Pay

Get your sauna or cold plunge today and pay over time with flexible, interest-free or low-interest plans.

Shop Pay Installments

How It Works

  1. Add item(s) to cart.
  2. Enter contact and shipping information.
  3. At checkout, select “Shop Pay – Pay in full or in installments.
  4. You’ll be redirected to Shop Pay to sign in or create an account.
  5. Choose your preferred payment plan and complete the quick application.
  6. Confirm and place your order — first payment due today, the rest automatically charged.

No hard credit check for most plans · Instant decision · No late fees

Pay in 4

Interest-Free

For orders $50 – $999.99

  • 4 payments every 2 weeks
  • 0% interest
  • No impact to credit score

Monthly Payments

0% – 36% APR

For orders $150 – $30,000

  • 6–36 month terms
  • 0% APR available on select plans
  • No late fees

Frequently Asked Questions

Which payment methods are accepted for installments? +

For 0% interest plans (Pay in 4), both debit and credit cards are accepted.
For monthly plans with interest, only debit cards are accepted.

Can international customers use Shop Pay Installments? +

No — Shop Pay Installments is only available to customers with a U.S. billing address and U.S. mobile phone number.

What is the maximum order amount? +

$30,000 USD including shipping, taxes, and discounts.

Are there late fees? +

No late fees ever, even if you miss a payment.

What happens if I miss a payment? +

No late fees. However, late or partial payments may affect your credit score or future eligibility with Affirm.

What if I return my order? +

Refunds are applied to your Shop Pay/Affirm loan first. You’ll either have fewer payments, smaller payments, or a refund to your original payment method. Paid interest is not refunded.

Rates from 0–36% APR. Payment options through Shop Pay Installments, provided by Affirm, are subject to an eligibility check and may not be available in all states. Options depend on purchase amount and a soft credit check may be conducted. No late fees. Estimated payment amount excludes taxes and shipping. Actual terms are based on your creditworthiness. See affirm.com/disclosures for details. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

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